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Avista Solutions Announces Integration with Desert Document Services®, Inc.

Columbia, SC - November 3, 2003 - Avista Solutions, a leader in web-enabled mortgage lending technology, announces a partnership with Desert Document Services®, Inc. a leading provider of Internet document solutions to the mortgage industry. Integration of the BrokerDocs®.com and DesertDocs® Web product lines with Avista AcceleratorTM Mortgage Platforms will provide Avista's clients secure access to Internet compliant document packages.

"Our customers have asked us to address their need for a web-enabled closing document solution," said Mark Phlieger, CEO of Avista. "This partnership with DesertDocs will provide seamless integration to one of the industry's leading Internet document solutions."

"We are excited to work with Avista Solutions in providing a direct XML interface to their mortgage software for fast, reliable document solutions," said Ruth Thompson, CEO/President, Desert Document Services, Inc. "Avista's customers will now benefit from a simple data exchange that will save them both time and money."

Avista's interface with DesertDocs will allow lenders and their originators to securely manage, deliver, and service closing documents online. Customers will have access to nationwide compliant documents, providing lenders with opportunity for future growth.

Lenders using Avista Accelerator Wholesale or Correspondent Platforms will have the ability to draw docs for their brokers on the web and allow the intended recipient to print via a secure WebPost® in seconds. Avista Accelerator Retail Mortgage Platform users will be provided access to custom docs, calcs, and audit rules as well as draw docs and post to the web for the intended recipient. Retail, Wholesale, and Correspondent users may apply rules in order to ensure accuracy in one or multiple lending channels.

Avista Accelerator Wholesale, Correspondent, and Retail Mortgage Platforms interface with BrokerDocs.com and DesertDocs Web will be fully operational in the fourth quarter of 2003. For more information about the innovative products Avista has to offer, call (803) 788-4936, or visit us on the web at www.avistasolutions.com.

About Avista Solutions
Avista Solutions is a financial services software company that combines years of mortgage industry experience with powerful technology skills to deliver integrated solutions to lenders. Avista's web-enabled wholesale, correspondent, retail and consumer direct platforms are designed to streamline the origination process, increase loan production, reduce operating costs and improve customer service. Avista Solutions provides the best built technology in the mortgage business.

About Desert Document Services®, Inc.
Desert Document Services, Inc. (DesertDocs) has led the industry by providing pioneering technologies and best-of-breed solutions to securely deliver the right documents, at the right time for the right borrower. Since 1983, DesertDocs continues to maintain its reputation as the mortgage industry's experienced and trusted partner, providing nationwide, compliant document solutions. By eliminating errors, improving lender productivity, and ensuring quality through easy-to-use interface applications, DesertDocs is the best choice for document solutions. For more information call 800-726-9898 or visit the company's web site at www.desertdocs.com.

Contact Information
Jennifer Gilstrap
Avista Solutions
jgilstrap@avistasolutions.com
(803) 788-4936

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